John C. Sanchez
MST, CLTC
President, Legacy Income Advisors
Former IRS Tax Examiner. Master of Science in Taxation. Finance Manager at Coca-Cola. Investment Manager at UBS and Morgan Stanley. And for more than 30 years he has been a trusted guide to families who want to protect what they have built.
A career built around families, backed by a strong tax foundation
John understands tax law from the inside, and he pairs it with a genuine commitment to protecting what his clients have built. Families come to him because they want to know what a decision costs before they make it, not after.
Tax is not a separate subject from your Social Security timing or your estate documents. It runs through both. The decisions you make about wills, beneficiaries, retirement withdrawals, and long-term care all carry tax consequences that compound over time. John's work is showing you what those consequences add up to before you decide, so nothing surprises you later.
He works closely alongside his clients' CPAs and estate attorneys, coordinating strategy across every moving piece so nothing gets handled in isolation. His approach is to make complicated decisions feel simple and manageable.
The background behind the two things we deliver.
Master of Science in Taxation (MST)
A graduate-level tax degree, earned while working in corporate finance, so it came with both academic depth and daily practical use. It is the reason the Social Security timing report shows you the tax side of each claiming option, not just the check amounts.
CLTC, Certified in Long-Term Care
John pursued this specifically to work with clients over 50 who are facing the financial, practical and emotional side of a possible care need. It shapes how your documents and your protection are put together.
IRS Criminal Investigation Division
John's career started inside the IRS. That foundation in how tax law actually gets applied still shapes how he reads a client's situation today.
Investment management at UBS and Morgan Stanley
Years spent managing investments at two of the largest firms in the world, which is where he learned how portfolio decisions and tax decisions collide.
Three decades of experience
IRS Criminal Investigation Division
John began his career as a Tax Examiner in the IRS Criminal Investigation Division. It gave him an inside understanding of tax law that shaped everything that followed.
Controller and Finance Manager, Coca-Cola
John advanced to Controller and Finance Manager at Coca-Cola Bottling, managing complex corporate finances. He earned his Master of Science in Taxation while working there, which gave him both academic rigor and real-world application.
Investment Management at UBS and Morgan Stanley
John moved into financial services as an investment manager at two of the largest institutions in the world, building expertise in portfolio strategy at scale.
Founded His Own Firm
John started his own practice and grew it into what is today Legacy Income Advisors, a firm built around one question. What will this decision really add up to.
Legacy Income Advisors, Malvern, PA
John leads Legacy Income Advisors as President, serving individuals and families across Greater Philadelphia with Social Security timing and essential estate documents, both built on a tax foundation most firms don't have.
"Most people find out what a decision cost them years after they made it. My job is to show them first."
Focused attention on every family we work with. Experienced enough to know what your decisions will actually cost you.
Start with the decision in front of you: your Social Security timing, or your documents.
Or start with a conversation. No obligation.
Ready to Work With John?
A first conversation with John Sanchez, MST, CLTC. No obligation.