Wills and Estate Documents
A will is one of the most important things you can do for your family, and one of the most commonly skipped. John Sanchez helps clients get organized and connect their estate documents with their retirement income and the tax consequences that come with it through advisor-assisted planning powered by Wealth.com.
Start Your Estate Planning ConversationMore Than Half of Americans Do Not Have a Current Will
Without a valid will, state law decides who inherits your assets instead of you. Courts get involved. Families carry the emotional and financial burden, and your legacy may not end up where you intended.
A will is more than a legal document. It is a statement of your values, your wishes, and your care for the people you love. It is also the foundation of a coordinated estate and legacy plan.
John Sanchez helps clients think through these decisions clearly, connecting the estate planning process with their retirement income, their tax picture, and their long-term care plan so everything works together.
With a Will and Without One
Protect What You Have Built
Name Your Beneficiaries
A will clearly designates who receives your assets, so the outcome rests on your wishes rather than state law or family guesswork.
Choose a Guardian
For clients with dependents, a will allows you to name a trusted guardian and reduce uncertainty for your family.
Reduce Family Conflict
Clear written wishes significantly reduce the chance of confusion, disputes, or legal challenges among loved ones.
Fit Into Your Bigger Plan
A will works alongside your beneficiary designations, your trusts, and the tax consequences that run through them as part of one cohesive legacy plan.
Advisor-Assisted Estate Planning
John helps you get organized, understand your options, and connect estate planning to your complete retirement picture, including the tax consequences that come with it. He then coordinates with Wealth.com for the document process.
Get Organized
Review your assets, accounts, beneficiaries, and wishes.
Understand Options
Explore what your estate plan should include based on your situation.
Use Wealth.com
Access advisor-assisted estate planning documents through Wealth.com.
Coordinate Everything
Connect estate planning to your income, your taxes, and your long-term care plan.
Review with Counsel (optional)
If it fits your situation, a final review with qualified legal counsel is worth considering. It is entirely your choice and not a required step.
Frequently Asked Questions
Do I need a will if I already have beneficiary designations?
Yes. Beneficiary designations on accounts pass directly, while a will covers everything else. That includes personal property and real estate without a named beneficiary. The two work together.
How does John help with wills if he is not an attorney?
John helps you get organized, think through your wishes, and understand how your will fits into your income, your taxes, and your legacy plan. Through Wealth.com, clients access advisor-assisted estate planning support and document preparation at a lower-than-typical cost.
How often should I update my will?
Major life changes are all good reasons to review your will. A move, a marriage, a divorce, a new grandchild, or a change in assets all qualify. John recommends a review as part of your annual planning check-in.
What is the difference between a will and a trust?
A will takes effect at death and typically passes through probate. A trust can take effect during your lifetime, may avoid probate, and can offer more control over timing and distribution. Many families use both.
Ready to Start Your Estate Planning Conversation?
A no-obligation conversation with John Sanchez, MST, CLTC, connecting your will to your complete retirement and legacy plan.